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Kilometerpaket

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Abo-Mindestlaufzeit 

  • Je länger du fährst, desto günstiger bist du unterwegs.

  • Ohne Kündigung läuft das Abo einfach weiter.

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Gewünschtes Liefer/-Abholdatum

Monatlich kündbar

Keine Anzahlung

Alles inklusive

Heimlieferung

FAQs

269

I want to be a 269 agent. I understand that I can earn up to Kes. 200,000 per month. However it sounds too good to be true...


You will earn your commissions when you lend money to your clients. Become a Pesa Pata agent today and experience your extra income.




I have the entry fee. I do not want to lend the money myself...


In Kenya, half of the working population is unemployed. You may decide to create an impact by providing job creation for someone who is unemployed. You can put up the entry fee amount and get them to operate the account. You will then split the commissions with the person whom you have employed. For example, if you put up a entry fee amount of Kshs 5,000-the commissions you should get per month are Kshs 1,600. You may decide to give Kshs 800 to the person operating the account. The Pesa Pata platform has automated this process and has the capability to give you the full view of your accounts and respective clients.




I want a loan from 269...


You can also earn by borrowing money from Pesa Pata. As a 269 agent, you can lend money to other people AND at the same time borrow money from the platform. You are able to earn at the same time




I am very interested in becoming a 269 agent. I do not have the initial entry fee...


Upon expressing interest, Pesa Pata may get you an angel investor to put up the entry fee for you. This means splitting the commission with the angel investor. The investors typically start off with a entry fee amount of Kshs 5,000. Upon success, the investors will then continue to top up your entry fee amounts.




Is entry fee refundable?


The entry fee is a one-time fee that is non-refundable. If you get into a supermarket and buy soap, you exchange the soap with money. When you get home, you do not go back to the supermarket to claim your money back by returning the soap. Our business operates with the same principle. Our credit facility ensures that you recover the entry fee within the first 13 weeks through the commissions. For the remaining life of the account, you are then operating with profits. For example, if you put up a entry fee amount of Kshs 5,000, earning Kshs 400 per week, it means that you will recover the amount in 13 weeks. The other benefit is that the entry fee allows you to operate for upto 5 years without requiring the need for a top up. Additionally, if you no longer wish to run the Pesa Pata platform, the accounts may be transferred to another individual.




How do I become a member of this system?


To become a member, start by dialing *269# proceed by accepting the terms and conditions.




I have been an active 269 agent. I don't have the resources to add an aditional entry fee...


The company will assist you to look for angel investors who may decide to top you up with the entry fee you seek. Angel investors look out to invest in agents who have demonstrated commitment and have a good track record.




I need an agent to whom I can borrow a loan from...


The FAQ title can be adjusted in the settings tab of the App Settings. You can also remove the title by unchecking its checkbox in the settings tab.




How much do I need to invest to become a 269 agent?


You can become a pesa pata agent by investing as little as ksh. 5000




What is the procedure of getting a loan?


First get in touch with a pesapata agent from your locality,allow the agent to visit and assess your business and your guarantor to determine how much you qualify to borrow,the agent with then proceed to process the loan for you.





PESAPATA

Who we are..


We have won several accolades. In 2013, we were recognized as the winner of the CIO Plus awards for best innovation in the Financial Services Sector. We have been approved by Central Bank of Kenya as a Credit Provider as per caption 23(2) of the Credit Reference Bureau Regulation 2013. We have recently been awarded the ISAQ Award in the Gold Category on the basis of the criteria of the QC100 Total Quality Management Model




What is Peer to Peer lending?


Peer-to-peer lending, also known as marketplace lending, is an innovative concept which involves of the direct matching of lenders and borrowers via a peer-to-peer lending platform like PesaPata. This enables lenders to enjoy far better returns and borrowers to enjoy low cost loans without the sneaky fees charged by traditional financial institutions. Peer-to-peer lending continues to grow exponentially and is at the heart of the alternative finance movement.




How do I access loans from PesaPata?


To access a loan from PesaPata you need to download the PesaPata app on Google Play Store. You are then required to complete the registration process after which you can place your loan request through the "Borrow" option and receive the funds after successful loan evaluation and credit limit assignment.




How do I repay my PesaPata loan?


To make a repayment, follow these steps:
1. Navigate to MPesa in your Safaricom menu on your phone
2. Select Lipa na M-PESA
3. Choose the Paybill option
4. Enter the Paybill number 315055
5. For account number, enter your MPesa number on which you received your PesaPata loan
6. Enter your repayment amount
7. Enter your M-PESA pin
8. Confirm that all details are correct and press ‘OK’.




I would like to be a lender on PesaPata..


To be a lender on the PesaPata platform, you are required to deposit a minimum investment of Kes. 2,500 only which will serve as the principal amount on loans disbursed to borrowers. Once you download the app on Google Play Store and complete the registration process, on choosing the " Lend" option you will be prompted to fund your mobile wallet by deposting the minimum investment amount.




How do I fund my mobile PesaPata wallet?


To fund your mobile PesaPata wallet with your desired investment amount; 1. Navigate to MPesa in your Safaricom menu on your phone 2. Select Lipa na M-PESA 3. Choose the Paybill option 4. Enter the Paybill number 315055 5. For account number, enter your MPESA number on which you registered on the PesaPata platform 6. Enter your desired investment amount 7. Enter your M-PESA pin 8. Confirm that all details are correct and press ‘OK’. Alternatively, you can also; 1. Go to the Home Page and choose the " wallet balance" option. 2. Choose the " Deposit" option to make your deposit. 3. Accept the transaction by taping the "tick" button. 4. Enter your service PIN (this is different from your MPESA PIN. If forgotten, follow the MPESA guide displayed to reset and set your preferred PIN). 5. Once completed the funds reflect on your wallet balance and you can then begin lending to borrowers.





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